Rates & Fees
Competitive rates designed to help you save more and borrow smarter
Last Updated: February 22, 2026
Featured Products
High Yield Savings
18 Month Certificate
36 Month Certificate
Cash Rewards MC
Important Rate Information
APY (Annual Percentage Yield)
The APY is accurate as of the last update date and is subject to change without notice. Fees may reduce earnings.
APR (Annual Percentage Rate)
The APR shown is based on credit approval and may vary based on your creditworthiness and other factors.
Membership Requirements
To open any account or apply for any loan product, you must become a member of Oldspring Trust. Membership is available to anyone who lives, works, or worships in our service area.
FDIC Insurance
All deposit accounts are FDIC insured up to $250,000 per depositor, per ownership category.
Need Help Choosing?
Our member care specialists are here to help you find the right rates for your needs.
