How CDs Work
1
Choose Your Term
Select from 3 months to 5 years.
2
Lock In Your Rate
Your rate is guaranteed for the entire term.
3
Watch Your Money Grow
FDIC insured up to $250,000.
CD Rates & Terms
Competitive rates with guaranteed returns
Rates subject to change. Early withdrawal penalties may apply.
CD Ladder Strategy
Maximize returns while maintaining access to funds by spreading across multiple CD terms.
- • Split across 3, 6, 12, and 24-month CDs
- • Reinvest maturing CDs into new long-term CDs
- • Maintains liquidity while earning maximum rates
Start Earning Guaranteed Returns
Open a CD in minutes. FDIC insured up to $250,000.
